Attention homeowners in Nashville and Davidson County: Need an appraisal?

Here are the top reasons TN homeowners call on Harpeth Appraisal:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a TN property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TN divorce, when real estate needs to be divided
  7. Settle an estate in TN by determining the true market value of real estate in question

Own a home in or near Nashville, TN and need help determining the price of it?
Contact Harpeth Appraisal.

At Harpeth Appraisal, we understand the particular needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a homeowner that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Harpeth Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're veterans in helping consumers just like you delete unwanted PMI insurance.

Challenging Davidson county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's going down. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Harpeth Appraisal is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Harpeth Appraisal can provide you with a professional appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? An appraiser from Harpeth Appraisal can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Harpeth Appraisal can help you with that. Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.